Business Rates

Business Checking Rates

Rates Effective: 12/21/2024

Business Checking Rates
ProductBalanceInterest Rate PaidAnnual Percentage Yield (APY)*
Business Interest Checking
$0 – $2,499.990.00%0.00%
$2,500 & Above0.02%0.02%
Business Gold Money Market
$0 – $999.990.00%0.00%
$1,000 – $2,499.990.05%0.05%
$2,500 – $99,999.990.08%0.08%
$100,000 & Above0.15%0.15%

*Fees may reduce earnings. Rates are subject to change without notice. To obtain current information, please call 908-459-4121.

Business Savings Rates

Rates Effective: 12/21/2024

Business Savings Rates
ProductInterest Rate PaidAnnual Percentage Yield (APY)*
Business Statement Savings0.04%0.04%

*Fees may reduce earnings. Rates are subject to change without notice. To obtain current information, please call 908-459-4121.

Promotional Certificates of Deposit

Rates Effective: 12/21/2024

Promotional Certificates of Deposit
ProductInterest Rate PaidAnnual Percentage Yield (APY)1
9 Month CD Special13.94%4.00%
13 Month CD Special13.45%3.49%
23 Month CD Special12.97%3.00%

1Fees may reduce earnings. Rates are subject to change without notice. To obtain current information, please call 908-459-4121. $2,500 minimum deposit required to open and earn APY. Early withdrawal penalties may be imposed.

Certificates of Deposit

Rates Effective: 12/21/2024

Certificates of Deposit
ProductInterest Rate PaidAnnual Percentage Yield (APY)1
3 Month0.05%0.05%
6 Month0.15%0.15%
12 Month0.15%0.15%
18 Month0.25%0.25%
24 Month0.20%0.20%
30 Month0.40%0.40%
36 Month1.00%1.00%
36 Month Risk-Free 20.95%0.95%
48 Month0.60%0.60%
48 Month Risk-Free 20.55%0.55%
60 Month0.60%0.60%
60 Month Risk-Free 20.55%0.55%

1Fees may reduce earnings. Rates are subject to change without notice. To obtain current information, please call 908-459-4121.
2$2,500 minimum deposit required to open and earn APY. New money only. You may withdraw up to 50% of your total deposit once during the lifetime of the CD, penalty free, except within 6 days after the date deposit. Penalties for each additional withdrawal will be incurred.

Individual Retirement Accounts

Rates Effective: 12/21/2024

ProductInterest Rate PaidAnnual Percentage Yield (APY)*
IRA Savings0.10%0.10%

*Fees may reduce earnings. Rates are subject to change without notice. To obtain current information, please call 908-459-4121.